Debt and Insolvency Advice

Bankruptcy Help Forum
Why ask life-changing questions on Yahoo?

I’ve seen people ask for advice about medical conditions, divorce, bankruptcy and marriage. One person even wanted to know what to name her twins! These people need to seek professional advice, not ask a bunch of yahoos on yahoo. Would you ask for help on a personal, life-changing decision on this forum?

Yahoo Answers gives them exactly what they are looking for — validation. They might “ask” for help and good advice, but what they actually want is someone to agree with them. When someone finally does agree…they get 10 points and the questioner gets an “attaboy” for naming their baby boy Promise, going back for the 5th time to a cheating babydaddy, or dating a 45 year old while they are 18 because “age ain’t nothing but a number”.

Back when I cared about the points, I just told them what they wanted to hear…now I’m honest…and most people don’t like it.

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A foreclosure can be reported on your credit report for 7 years and should be avoided at all costs. A foreclosure can be devastating to your credit scores. If you have a foreclosure on your record, credit repair should be one of the very first things you look into. A foreclosure can be deleted from your credit report just like any other negative account, but you must know what you are dealing with or you could actually make matters worse.

If you would like to remove a foreclosure from your credit report, you will first want to learn about your rights in the Fair Credit Reporting Act and all other laws having to do with foreclosures and credit reporting. The better you understand your rights, the easier it will be to have your foreclosure removed from your credit report.

Most people would claim that they don’t have the time or resources to commit to learning about the laws and their rights, but it’s very important to know your civil and consumer rights. If you don’t have the time you may want to seek legal help and/or consult with a credit repair company.

Credit repair professionals specialize in removing foreclosures and other negative items from your credit reports. They focus on correcting inaccurate and erroneous information on your credit report. If a negative item on your credit report is disputed and can not be verified by the creditor or contains any kind of inaccurate information it must be legally be corrected and/or removed from your report immediately.

Learn more about removing foreclosures and other negative listings from your credit reports at the credit repair forum!